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Local Mortgage Experts Serving Shelby, Kings Mountain & Cleveland County

At Mathewson Mortgage Capital, we’re proud to be the only locally owned mortgage brokerage serving Shelby, Kings Mountain, and Cleveland County, North Carolina. Our mission is simple: deliver smarter, more affordable mortgage solutions with unmatched local service—tailored to fit every stage of your financial journey.

Whether you're a first-time homebuyer, a homeowner seeking to tap into your equity through a HELOC, or navigating the complexities of divorce-related mortgage planning, we’re here to guide you with expert advice and compassionate care.


Mortgage Solutions for Every Buyer

We specialize in a full range of loan products, including:

  • FHA, VA, USDA, and Jumbo Loans
  • Conventional Home Loans
  • Down Payment Assistance Programs
  • Self-Employed & 1099 Income Loans
  • Divorce Mortgage Planning Solutions
  • ITIN & Non-QM Loan Programs

Our team walks beside you—whether you’re buying your first home, upgrading to your dream home, or refinancing to save money. We make the process simple, fast, and personalized to your needs.


Refinance & HELOC Options for North Carolina Homeowners

Already own a home? We offer competitive refinance options like:

  • FHA Streamline & VA IRRRL
  • Rate-and-term refinancing
  • Cash-out refinancing
  • Home Equity Lines of Credit (HELOCs) for renovations, debt consolidation, or life’s unexpected expenses

We’ll help you access your home’s equity wisely—with a plan that fits your financial goals.


Local Support You Can Trust

At Mathewson Mortgage Capital, we go beyond the transaction. We offer divorce lending support to help clients refinance, buy out a spouse’s share, or prepare to purchase after a major life change. Our focus is long-term: we want to earn your trust not just for today’s mortgage, but for every future financial milestone.


Community-Driven Mortgage Service

We proudly serve:

Shelby, NC

A community rooted in heritage and growth. Whether you’re a first-time buyer or refinancing your current home, our Shelby clients receive expert guidance and neighborly service.

Kings Mountain, NC

From scenic parks to family neighborhoods, Kings Mountain is a place people love to call home. We provide custom loan solutions to help residents build wealth and peace of mind through homeownership.

Cleveland County & Beyond

We know this community because we’re a part of it. Cleveland County residents count on us for honest advice, creative lending solutions, and a mortgage process that’s as smooth as it is supportive.


Start Your Mortgage Journey Today

Whether you're buying your first home, refinancing, exploring a HELOC, or navigating the financial side of divorce, Mathewson Mortgage Capital is your local partner with national-level resources.

📍 Based in Cleveland County, proudly serving all of North Carolina.

Get pre-approved today.
Schedule a consultation with our team.
Experience the difference of working with the only truly local mortgage brokerage in the area.

Contact Us

649 S. Post Rd.
Shelby, NC 28152
Phone: 704-941-3064
Info@MMCapitalLLc.com